Mint Alternatives With Net Worth Tracking for Couples

Updated Oct 2026

Mint Alternatives With Net Worth Tracking for Couples

Short answer: Four apps track net worth now that Mint is gone: Savenello, Monarch, Copilot and Empower. Savenello and Monarch both give your partner a shared household view, Copilot suits Apple users who want investment detail, and Empower's dashboard is free. Prices as of Oct 2026.

Savenello is a household budgeting web app that puts your budget, goals, subscriptions and one shared net worth in one place, for you and your partner on one plan. Net worth is built from your linked accounts plus assets you add yourself, like home equity or a car. Honeydue is built for couples but does not list a net worth dashboard.

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Key takeaways

• Savenello suits couples who want budget, goals, subscriptions and net worth in one shared place. One household shares one plan, and your partner gets Edit or View access.
• Net worth is included in Savenello's plan. After 2 months free with no credit card required, it is $9.99 a month, compared with $14.99 a month for Monarch (as of Oct 2026).
• Savenello connects to your bank through Plaid with read-only access, and it never moves money. The owner can export a CSV of household data.
• Intuit shut down Mint on March 23, 2024, so anyone who used its net worth view needed a new home for it. Empower's Personal Dashboard is a free option focused on investments, and Honeydue is free for couples with optional in-app purchases (as of Oct 2026).
• Net worth is only as accurate as your assets and debts. Add your home, car and other assets, and review them in a 15 minute monthly check-in with your partner.

What happened to Mint and its net worth page?

Intuit shut down Mint on March 23, 2024 and urged users to move their data to another Intuit product (The Verge; Intuit's Mint page). Mint combined spending, budgets and a net worth view in one free app, so it was an easy way to see your whole picture in one place.

If you used Mint that way, you are probably looking for the same three things: accounts that sync, a single net worth number, and a way for both partners to see it. This guide compares the options on exactly that.

Which Mint alternatives track net worth?

Here is how five options compare. Prices and plans are from each company's own pages and are accurate as of Oct 2026. Check the linked pages before you decide, because plans change.

A few notes to help you compare:

• Monarch has a broad feature set, and its monthly price is higher than Savenello's $9.99 a month.
• Copilot advertises tracking for stocks, crypto and real estate on its home page, and it suits you if you want investment detail and use Apple devices.
• Empower is free and strong on investments and retirement accounts. Its signup asks for an email and a phone number.
• Honeydue is the simplest pick for two partners who mainly want shared visibility into spending.

Why do couples pick Savenello?

Savenello is the best fit for a household that wants one shared place for the whole picture:

• One shared budget and one shared net worth. You and your partner see the same numbers, with Edit or View access for each adult.
• Budget, goals, subscriptions and net worth together. You do not need one app for spending and another for net worth.
• One plan for the household. Net worth and sharing are included, so your partner does not need a second subscription.
• Lower monthly price than Monarch. $9.99 a month after 2 months free, compared with $14.99 for Monarch's monthly plan (as of Oct 2026).
• Read-only bank connection. You connect through Plaid, and Savenello can see balances and transactions but cannot move, send or withdraw money.
• Your data is yours. The owner can export a CSV of household data.

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How does net worth tracking work in Savenello?

Savenello's net worth page adds up what you own and subtracts what you owe. You can see how it works with sample numbers in the Savenello demo.

• What you own: cash in your linked checking and savings accounts, investment balances from linked investment accounts, and manual assets you add yourself.
• What you owe: your linked credit card and loan balances.
• What you see: your net worth today, with Cash, Assets and Owed totals, plus a monthly bar chart of up to 12 months with dollar labels. Once there is enough history, it also shows how your number changed since last month and over the past 12 months. Until then, it says "Not enough history yet."
• Kept separate from spending: assets count toward net worth only. They never show up in spending, income, budgets or your savings rate. Buying gold from checking counts as moving money into an asset, not spending.

Getting started is quick. Create your account with your email, then connect your bank securely with Plaid. Savenello has read-only access, so it can see balances and transactions but cannot move, send or withdraw money. Manual assets also work if you have not connected a bank yet.

How do you add manual assets like home equity, a car or gold?

Assets are the part most Mint replacements handle differently, so it is worth getting right. In Savenello you add them under Accounts, then Assets. Pick a type: Home equity, Vehicles, Gold and precious metals, Collectibles, Cash, or Other with your own label. Each asset has a value, an as-of date and a note.

Here is a simple way to set up the big ones:

1. Home. Enter your home as home equity, which is what the home is worth minus what you still owe on the mortgage. For example, a home worth $400,000 with $155,000 left on the mortgage is $245,000 of equity. For the home value, start with your county assessor's value or your most recent appraisal, and keep in mind that an assessed value can differ from what a buyer would pay. If you are still deciding whether to buy, our rent vs buy calculator compares rent with the full monthly cost of a mortgage. Check your latest mortgage statement every quarter and update the equity.

2. Vehicles. Enter a rough current value from a valuation you trust, and update it once or twice a year.

3. Other assets. Add precious metals, collectibles or cash you keep outside your bank accounts with their own entry and date, so you can see how old each number is.

Savenello does not look up the value of a home or car for you. You type each value, and the as-of date next to it shows how current it is, which is handy when you and your partner check in.

For more on the cost of owning a home, read our guide to hidden costs of owning a home. If you are tracking a loan, our post on whether extra loan payments go to principal explains how payments are applied.

How can couples share one net worth view?

Many couples want one number they can both check, with clear rules about who can change what. In Savenello, you share one budget with your partner, and you both see one shared household net worth. The household owner invites other adults from Profile with a one-time email link that expires in 7 days, as either:

• View only: your partner can see everything and change nothing.
• Edit: your partner can review transactions and manage categories, budgets, income, goals and manual assets.

The owner can change manual assets too. Only the owner can connect banks, manage billing, change or remove members, and export or delete the household. Sharing is part of the one plan, not a premium add-on. You can see how it all fits together in the demo.

What does Savenello's net worth cover, and what does it leave out?

Savenello's net worth is built to be simple and shared. To set expectations, here is what it does not do today:

• No mortgage entry. Enter home equity instead (home value minus what is left on the mortgage). Linked card and loan balances count as what you owe.
• Investment balances only. Linked investment accounts add their balance. Holdings and performance are not shown.
• Values you type. You enter and update the value of your home, car and other assets.
• Monthly history. Savenello saves one balance per account per month, starting when you first connect a bank.
• One shared number. Your household sees one net worth, not one per partner.

If you want investment holdings and performance, Copilot and Empower are built for that. If you want a simple shared view of your whole household, that is what Savenello is for.

What is a 15 minute monthly net worth routine for two people?

A number only helps if you look at it. Pick the same time each month, such as the first weekend, and run this together:

1. Minutes 1 to 3: Open your net worth page and check that your connected accounts have synced.

2. Minutes 4 to 8: Update manual assets that changed, and refresh your home equity if the mortgage balance moved.

3. Minutes 9 to 12: Review any transactions waiting for approval so your spending numbers are clean.

4. Minutes 13 to 15: Compare this month with last month. Talk about one thing that moved the number and one thing you want to do next month.

Prefer a spreadsheet? Make one shared file with two tabs, Assets and Liabilities. Add a row for each account with the balance, the date and the owner. Add a summary at the top that subtracts total liabilities from total assets, and log the result each month. It costs nothing, it never loses a bank connection, and it works with any app.

Net worth moves slowly, so look at the monthly trend over several months, not one month's change. If your spending is uneven, our guides on budgeting for yearly expenses and sinking funds for beginners can help you smooth out the surprises that make your month to month numbers jump.

For goal tracking, see our guide to the best app to track savings goals for couples.

What should you look for in a Mint alternative?

Use this short checklist for a household:

• Net worth that includes manual assets. You will want to add home equity, a car and anything else that does not sync. Savenello includes this in its plan.
• Clear sharing rules. Decide whether your partner needs Edit access or View access. Savenello offers both on one household plan.
• Honest pricing. Check the price after any trial or free period ends. Savenello's is $9.99 a month after the 2 months free.
• A way out. Look for data export. In Savenello, the owner can export a CSV of transactions, splits, categories, budgets, assets and goals while the household has an active plan.
• Connections you trust. Look for a read-only bank connection through a known provider like Plaid.

Try Savenello with your partner

If you want your budget, goals, subscriptions and net worth in the same shared place, you can set up Savenello in a few minutes and see where you stand. Your partner joins your household plan with Edit or View access, and Savenello connects to your bank with read-only access. Not sure it fits? Read who Savenello is for, or try our budget, loan and credit card calculators.

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FAQ

Can couples both see the same net worth tracker?

Yes, with the right tool. In Savenello you share one budget with your partner, and they get Edit or View access to the same shared budget, transactions and reports. Monarch lets you add household members under one subscription. Honeydue is designed for two partners and lets each choose how much to share.

Is there a free Mint alternative with net worth tracking?

Empower's Personal Dashboard is free and strong on investments, and Honeydue is free for couples but does not list a net worth dashboard. Savenello includes 2 months free with no credit card required, then $9.99 a month. Details are as of Oct 2026.

How do I track my home and car in a net worth tracker?

Add them as manual assets. In Savenello you choose a type such as Home equity or Vehicles, type the value and set an as-of date. For a home, enter equity, which is the home's value minus what is left on the mortgage. Savenello does not look up values for you, so use your county assessor's value or last appraisal as a starting point and update it on a schedule you can keep.

How often should I update manual assets?

Update your home value once or twice a year, and refresh your mortgage balance every quarter so your home equity stays current. Check the as-of date next to each asset when you do your monthly check-in.

Does Savenello track net worth?

Yes. Savenello shows your net worth today and how it changes month to month. It adds your linked cash and investment balances plus the assets you enter, then subtracts your linked card and loan balances. It does not show investment holdings or add a mortgage as a separate debt. You can see sample numbers in the demo.

Can Savenello move my money?

No. Connect your bank securely with Plaid. Savenello has read-only access to balances and transactions, and it cannot move, send or withdraw money. It is not a bank or a lender.

Is net worth the same as how much I can spend?

No. Net worth is everything you own minus everything you owe, and it changes slowly. Left to spend is a monthly figure based on your income and budget. Savenello keeps assets out of your spending, income and budgets so one does not distort the other.

We make Savenello, and we've tried to describe every app fairly, with prices from each company's own pages as of Oct 2026.

Sources checked on Oct 24, 2026

• The Verge, "It's time to wave goodbye to Mint" (Mar 22, 2024)
• Intuit Mint page
• Monarch pricing
• Monarch household help
• Copilot Money
• Copilot help: sharing your account with a partner
• Empower net worth dashboard
• Honeydue App Store listing
• Savenello net worth demo
• Savenello accounts demo
• Savenello help